LOAN RATES
Rates may vary based on credit history. APR TERMS
rates as low as
AUTO LOANS
New Vehicles- 2008, 2007, 2006 5.99% up to 72 mos*
Used Vehicles- 2005-2002 6.50% up to 72 mos
* New vehicles - A paper may have terms up to 84 months
Minimum amount financed $30,000; add 1% interest
Deduct 0.25% for automatic payment
 
Motor Homes, Travel Trailers & Boats- 2008, 2007, 2006 7.25% up to 72 mos*
Used Motor Homes and Travel Trailers- 2005-1999 8.25% up to 72 mos
* New models- 84 month & 120 month term available (WAC)
Call the CU for interest rates
 
Motorcyles- 2008, 2007, 2006 6.99% up to 72 mos
Used Motorcycles- 2005-2002 7.50% up to 72 mos
 
Recreational Vehicles- Boats, ATV's, Jet Ski, Snowmobile, etc 8.25% up to 36 mos
 
HOME EQUITY LOANS - 1st Mortgage, Fixed Rate 6.25% Contact CU
VISA RATES
Visa Classic 12.99%
Visa Platinum 10.99%
Fixed Rate; No annual fee
 
OVERDRAFT LOANS 14.50% up to 36 mos
SIGNATURE LOANS 9.90% up to 36 mos
SHARE SECURED LOANS 4.75% 12 mos
5.00% 24 mos
5.50% 36 mos
5.75% 48 mos
6.15% 60 mos
6.40% 72 mos
 
CERTIFICATE SECURED LOANS
Will be written at 3.00% above the dividend rate paid on the certificate pledged. Maximum term is the length of time remaining on the certificate.
Effective 6/26/08 and all rates are subject to change without notice.

RATE SCHEDULE
Share Certificates of Deposit
Term Minimum Deposit Dividend
Compounded 		Dividends Credited Dividend Period Rate APY
6 month 500 quarterly quarterly quarterly 2.50% 2.52%
1 year 500 quarterly quarterly quarterly 2.70% 2.73%
2 year 500 quarterly quarterly quarterly 3.00% 3.03%
3 year 500 quarterly quarterly quarterly 3.20% 3.24%
4 year 500 quarterly quarterly quarterly 3.30% 3.34%
IRA Certificates
Term Minimum Deposit Dividend
Compounded 		Dividends Credited Dividend Period Rate APY
6 month 500 quarterly quarterly quarterly 2.50% 2.52%
1 year 500 quarterly quarterly quarterly 2.70% 2.73%
2 year 500 quarterly quarterly quarterly 3.00% 3.03%
3 year 500 quarterly quarterly quarterly 3.20% 3.24%
4 year 500 quarterly quarterly quarterly 3.30% 3.34%
Share Account Rates
Term Minimum Deposit Dividend
Compounded 		Dividends Credited Dividend Period Rate APY
Christmas Club None annually annually annually 1.15% 1.15%
IRA Shares None quarterly quarterly quarterly 1.35% 1.36%
  Under 100.00
no dividend
 0.00% 0.00%
Regular Shares up to 3,000
 quarterly
quarterly
quarterly
 0.20%
0.20%
  > than 3,000 quarterly quarterly quarterly 0.50% 0.50%
Money Market* under 1,000 monthly monthly monthly 0.50% 0.50%
  1,001 - 10,000 monthly monthly monthly 1.25% 1.26%
  10,001- 25,000 monthly monthly monthly 1.50% 1.51%
  25,001 - up monthly monthly monthly 1.60% 1.61%

*1) No more than six transfers and withdrawals or combination of during the calendar month, or a fee of $10. will be assessed.

Dividends are based on the Credit Union's Earnings at the end of a Dividend period and cannot be Guaranteed.
Revised effective 06/10/08