New and Used Vehicles |
With highly competitive rates and flexible terms, PCEFCU has a vehicle loan to fit your budget. We encourage you to speak with a loan officer to obtain pre-approval before shopping for a new or used vehicle. Pre-approval gives you more bargaining power when making that deal! |
|
Other Secured Loans |
Financing is also available on boats, ATV’s, personal watercraft, RVs, trailers.
Flexible terms and competitive rates are available. |
|
Home Equity Loans and Lines of Credit |
Using the equity in your home is an excellent way to get low-cost credit to pay for all the things you need….home improvement, vacation, education costs, wedding expenses or any other type of purchase. PCEFCU offers very competitive rates, repayment terms up to 15 years and the interest you pay on the loan may be tax deductible, within the IRS guidelines (consult your tax adviser). PCEFCU’s HELOC loan has minimal closing costs and fees. |
|
First Mortgages |
PCEFCU in affiliation with Colleague Service Corporation Members Mortgage, offers a number of mortgage products. We offer competitive first mortgage rates and low fees. Members still receive the same personal service from our loan officers. |
|
Overdraft Protection Loans |
For an extra level of security if you have a sharedraft account, why not apply for an overdraft protection loan? Once established it provides immediate access to funds if overdrafts occur. The overdraft loan is there when you need it! |
|
Signature Loans |
PCEFCU offers a non-secured personal loan that offers a fixed rate of interest and set payments for a sum of money you can use for a variety of purposes. |
|
Share Secured and Certificate Secured Loans |
The Share Secured and Certificate Secured loan is the most cost effective way to borrow because your using your own shares or certificate.
Using the money you have deposited in your certificate as collateral, the interest rate is only 3 percentage points above the dividend rate paid on the certificate pledged at the time you make the loan. And you still receive your dividend on the full amount in your certficate.
PCEFCU’s share secured loans are also available at very low rates. See our
rate schedule for the current rates. And, as in the certificate secured loan you
still receive your dividend on the full amount in your share account! |
|
Visa Credit Cards |
PCEFCU offers a Visa Platinum Card and a Visa Classic Card. Both cards provide the convenience of Visa’s worldwide acceptance with no annual fee
and a competitive interest rate. |
|
