Your initial $25.00 deposit establishes your membership in and ownership of the credit union. By maintaining the minimum balance of $25. you have access to all credit union services.
Money Market Account
For those members who want to earn a higher dividend on their savings without having to tie up their money in a term account, the credit union has available a money market account. Your money earns a higher dividend rate based on a tiered rate program and you have immediate access to your funds with unlimited in person withdrawals and deposits. No minimum deposit is required. As with all of the credit union accounts, funds may be transferred from the money market account to any other credit union account with ease.
Checking (sharedraft) Accounts
PCEFCU’s full featured checking accounts are free! There is NO minimum balance and NO per check charges or monthly fees. Free account access 24/7 days via telephone or personal computer. No annual fee debit and ATM card (no surcharge at PCEFCU’s ATM). Your first box of checks is free. Overdraft protection available with approved credit. Monthly statements and free direct deposit and automatic transfers.
